I agree with
@Marshal, but I'd still love to hear your solution because I went through many shutdowns with several EMIs.
Here is just a single one I wrote about before (early 2023):
Unlock the Gates of Success: Mentor Group Gold!
Of particular interest is @Sol's response, which sheds fantastic light on the issue. I got harassed by the EMI for spending about 6K per month.
The EMI could see that the spending happened in local CH stores:
(1)
Migros (Groceries)
(2)
Der Online-Supermarkt von Coop | coop.ch (Groceries)
(3) Zug Apotheke (Pharmacy)
(4)
Bestelle frische Lebensmittel in deinem Online-Markt (Platform with organic products that do home delivery)
(5) Doctors' visits & laboratory visits (blood test, hair test, urine test)
(6) Personalized Swiss Supplements based on blood tests and DNA testing
(7) Gyms and spas (when I write spas, I mean this:
Victoria Jungfrau Hotel - Interlaken - Spa - not degenerate behavior
)
(8) Other personal items & consumptions.
(9) Train rides.
What is strange and excessive about the above list?
Every European EMI shut down my accounts because it was "too much money." Is 6K/month spent on personal items too much money?