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EricaEros

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Jul 28, 2018
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I've crawled through all 185 hits in search for "adult business." I'm seeking some clarification and doing a bit of out-loud thinking hoping some experts can chime in and correct/add to my theories & ideas. Please bear with me,

Running an adult erotic ad publisher out of the US. There are erotic advertisements, memberships and some pay-per-view/download/content. (Laws have been enacted in the last few months that completely wipes out ecommerce gateways like CCBill, Verotel, or SegPay from accepting US Clients for this business model, including online dating unless there are 6 months of positive transactions & no "erotic themes.") Now, we've been able to link our checkout to a partner site which has a high-risk gateway approval (CloudPayment) and accept payments. However, the situation isn't exactly *ideal.* The banker was aware of what we were doing however, I still feel we are swimming in murky waters as this secondary payment partner is still in the US and had been denied by about 20 other high-risk processors including CCBill, Segpay ect. So we are looking to offshore and be able to accept payments directly and not through a third-party or loop hole. (any knowledge about third-parties/loop holes like the aforementioned set up is valued.)


Industry wise, the idea is the Netherlands or Czech Republic. Any info on why this route isn't viable?

In my bit of learning, I've seen that Belize & Seychelles won't be accepted by payment gateways and the "go-to" would be Cyprus.

I've seen that Cyprus banking has enacted some new laws and isn't all to fond of adult content. In general, banking is not so fond of adult content. (Our current corporation in the US is listed very vaguely to open our bank accounts.)

I saw only one blip stating that CCBill now requires the Corporation, owner and bank account to all hold the same region. Can anyone attest truth to this?

As of now, the idea is to incorporate in Cyprus with nominee director & shareholders (via OffShoreCorpGroup), jump on in with CCBill and keep our bank accounts as is in the US. *If the previous blurb is correct, scratch all this and start at square 1* Thoughts, concerns, critiques for the logic of this plan?
 
Nearly impossible now in 2018 for new adult business. Have you tried paxum?
 
paxum is good, also there are CZ banks that will take your money as far as I know. In the past Latvia banks were very popular to bank with but seems it has changed over the last years!
 
You will need to find out where the many other adult webmasters get their banking and then decide which country you setup your company and bank account & payment gateway.

Seems banking for adult is the most difficult now a days!

Adult webmasters aren't very keen on giving up their goods and knowledge ;) I've done some digging though, including making purchases from their sites to see where and how they are accepting payments. I've got peers in Czech Republic, Switzerland and Cyprus. Would love to shake down the Cyprus dude to see what he's working with but I've been able to pin-point their gateways as well.

Banking/gateways seems like the most trouble, I'd prefer more anonymity than less and EU countries don't super appeal with their cushy relationship to the US. Luckily gateway bankers are more willing to divulge their banking partners that *WILL* work since it can profit them.
 
Nearly impossible now in 2018 for new adult business. Have you tried paxum?

paxum is good, also there are CZ banks that will take your money as far as I know. In the past Latvia banks were very popular to bank with but seems it has changed over the last years!

I have looked in to Paxum but it states they take $1 per business transaction which seems high considering the most common spend points are in the single dollars. I don't want to resort to high purchases minimums and starting a token like system if I don't need to, but I may need to do just that. Thanks!
 
Why don't you look at CCBILL, Verotel and websitebilling like the majority of Adult webmasters do? it works great for them! In regards to banking, if they bank in Cyprus or in Malta then rest assured they have made up a cover business which the banks didn't get aware of.
 
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