Banks look at more than just the jurisdiction where your company is incorporated. They will look at who you are (personally and as a business), what you do, how much money is involved, and much more to determine your overall risk profile.
However, from the three jurisdictions mentioned, BVI tends to be viewed slightly better than Seychelles and Belize.
But unless you bring in a large sum of money, a very solid and safe business case, and/or have strong ties to Hong Kong, Singapore, or the Asia-Pacific region, you will struggle to find a bank in Singapore or Hong Kong.
I recently opened an account for a BVI company at OCBC Singapore, as reported in another thread. Legit business, but no ties to Singapore and I made the minimum deposit ($30k).
Ties with Singapore are desirable, not entirely mandatory.
OCBC is a solid bank but a very poor choice for day to day operations, as they do not offer a USD debit card, only SGD. All banks in Singapore follow this pattern, to my knowledge.
Is there any chance to get a semi decent bank with a Belize / Seychelles company?
If you are prepared to give them all the information they want (i.e. trying to keep your name out of public records, but happy for governments to have all the details).
If the business is established already - 5+ years.
With a turnover of $100k-$120k a year
I've seen websites that say they can get bank accounts for these jurisdictions for $500 in Mauritius, Switzerland etc but also read warnings that these are cons to get the money and then they say "sorry they declined" which was all but guaranteed anyway.
Given your requirements of zero tax and strong banks like those in HK or Singapore and assuming tat the zero tax requirement needs to be achieved legally, I would suggest that the whole process needs careful specialist consideration so as to achieve your goals without causing you an issue at a later date or without simply hiding behind a company structure for the time being, which inevitably has a limited lifespan. Creating a sound solution for you would be my suggestion so you can do whatever you want to do without fear of being caught at a later date . This is certainly possible, but simply opting to form a company and open a bank account is rarely the way to achieve this.
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