EUR or USD would be the best option for me as my client is in Europe. Do you know any specific EMI in Lithuania?
EUR with SEPA access you get from a lot of high riks EMI's in Lithuania and a few in UK but I would look more into Lithuania as you have more choice. It's pretty simple the EMI's with a pricing were you not accept with having a simple UK Ltd structure are targeting guys like you with a Seychelles IBS and that's reflecting in the prices.
USD you can forget - there are some EMI's like UK based DynaPay that more or less get USD done somehow but again with a Seychelles Company you are far away from there risk appetite.
With the mentioned Lithuania based EMI's you get best case scenario EUR SWIFT done under the EMI names - means shared IBAN details.
The onyl banks we see actually that supports this EUR SWIFT shared IBAN scheme for high risk EMI's are:
Rietumu Banka
Mano Bankas
And the question is how long things will be like this taking in consideration such news:
Latvia's Rietumu Banka has been fined 5.85 million euros ($6.96 million) for failure to vet its clients and monitor them for money laundering and terrorist financing, the country's banking watchdog said on Thursday.
www.reuters.com
Beside of this you have some unicorns like Lithaunia based Wallter that provide SWIFT through HERMES Bank St. Lucia but then again only outgoing SWIFT - restricted and crazy expensive.
Looking at the Hong Kong EMI Sky gets you all the time Shared Accounts with DBS Hong Kong and in the beneficiary field you have to add the EMI name beside of your Company Name + all this HK EMI's only work with HK Company and BVI Companies - some with Caymans as well.
Back in the days - talking abot 2017/2018 there was TransferWise - known as Wise nowadays that opened for Seychelles/Belize IBC's with dedicated USD account details - Wise stopped more and more onboarding such companies in 2019 and since 2020 they completely stopped doing this.
However there is a real market around such companies with Wise account and sometimes there are even nominees in place so the solution everybody is looking for - however price tag of such a aged setup is around 5k$ if even available.
All in all I made this big explanation to mention you and everybody else that is reading this that you are very limited with a Seychelles IBC in 2021 and you have crazy shortcomings as well as crazy fees to get such a setup working.
All in all it's not worth it and you are better with spending 7k initially to get a Dubai Company with Dubai residence Visa done and gets you local UAE Banks access,0% tax, no public company register and no audit requirements if setup in the right way. Then you have reliable retail banking and you can transact USD/EUR under your company name around the world. The missing EUR SEPA you can then easily add with an EMI that just provides you with a local SEPA collecting account through LVH Bank Estonia for example.